Philadelphia Workers Sue or File Claims for Compensation Due to Work-Related Injuries or Illnesses in Pennsylvania

Under the Workers’ Compensation Act, Pennsylvania workers are covered for any injuries or diseases that cause serious or permanent harm as the direct result of the occupation or workplace conditions. Unfortunately, these insurance policies only cover actual medical treatment and a portion of the employee’s lost wages. Luckily for clients of the Marrone Law Firm, LLC in Philadelphia, PA, not all hope is lost. Although suing an employer is not an option unless the employer failed to provide insurance coverage, third party lawsuits in Philadelphia can help an injured worker to get the additional financial coverage they need.

Contact the Marrone Law Firm of Philadelphia regarding workers’ comp and third party claims!

Third Party Liability Claims vs. Workers’ Compensation in Philadelphia

Workers’ Compensation covers the mistakes of employees, co-workers, employers, and unforeseen incidents that can cause serious harm to those on the job. With the protection afforded by these insurance policies, afflicted employees can file a claim for compensation that covers portions of lost wages and medical treatment costs ONLY.

Having this insurance policy also means that if a workplace accident should occur, you cannot sue a negligent employer. (They are instead fined, based on OSHA violations and negligence.) It is important to note that you also have just 120 days from the date of the incident to file for workers’ compensation coverage, which can be problematic for those whose injuries or ailments are not immediately diagnosed or noticeable.

Third party liability claims, however, allow an injured or sick worker to go after other possible parties who could have been negligent and who caused the workplace accident. Possible liable third parties who can be sued for compensation through a civil lawsuit include:

  • Contractors or subcontractors
  • Suppliers who negligently provided faulty construction materials or equipment
  • Manufacturers of faulty machinery or workplace vehicles
  • Cleaning companies or property owners who left unsafe conditions and did not put up warning signs
  • Repair companies who negligently failed to properly fix faulty equipment or machinery
  • Manufacturers of other products (i.e. ladders)
  • Employers IF they did not provide the legally required Workers’ Compensation coverage
  • Drunk drivers or individuals who come into the workplace or designated construction zone and injure a worker on the job

There are other additional benefits to using a third party liability claim to get compensated for your on-the-job injuries. The statute of limitations for any personal injury claim is two years in Pennsylvania, which can also be extended to the date of diagnosis for ailments that are not immediately detectable. You can also get coverage for many other areas involving your work-related injury. This can include the rest of uncovered wages, lost future employment opportunities, pain and suffering, emotional distress, loss of companionship, and other non-monetary areas.

Most Commonly Seen Third Party Liability Claims in Philadelphia

Due to the wide variety of occupations in Philadelphia and their subsequent potential hazards, we have seen a wide variety of workplace accident injury cases over the years. Despite this, there are certain third party liability claims that the attorneys of the Marrone Law Firm, LLC have worked with more than others. These scenarios include:

  • Equipment or tool malfunctions
  • Faulty machinery
  • Faulty workplace vehicles and driving accidents
  • Toxic substance exposure
  • Gas leaks or public utility issues
  • Mistakes by contractors or subcontractors
  • Inadequate security
  • Slip and fall accidents
  • Wrongful death claims

Consult an Attorney Today Regarding Your Third Party Liability Claim in Philadelphia, PA

If your workers’ compensation insurance policy did not cover all of the costs associated with your workplace injury or ailment, the Philadelphia third party claims lawyers of the Marrone Law Firm, LLC can legally battle other third parties for you. We have helped many financially struggling clients fight against responsible parties, and we are ready and willing to legally support you as well. We can use our knowledge and experience to identify potentially liable parties and seek financial compensation for you. Contact us online or by phone for a free initial legal consultation about your PA place.

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